Apply for a Loan
Buying a home is a big step, and we're here to make it an exciting and positive experience for you. With LendComet, getting a mortgage is as simple as possible. From applying online to choosing the perfect mortgage to navigating the approval process, we're by your side every step of the way until you're celebrating on closing day.
How Apply Now makes your life easier
Our online application process, Apply Now, is the simple, secure and streamlined mortgage experience you’ve been waiting for. With built in safeguards to protect your information, you can safely upload your financial documents for quicker income and asset verification. That means you could see your custom product and pricing options and qualify for a mortgage sooner.
1.Gather Financials
2. Appraisal, Title Search and Inspection
3. Underwriting
4. Closing the Loan
5. Settle in and Relax
Step 1: Gather Financials
By using our secure online application tool, you can easily and safely connect your financial accounts and upload any necessary documents directly to your application using your smartphone, tablet, or computer. This gives us the information we need to qualify you, make a loan recommendation, and give you an estimate.
Tip: You can snap pictures with your smartphone or tablet to speed up the process.
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Completed application
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Personal and financial data verified
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Receive and compare loan options
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Step 2: Appraisal, Title Search and Inspection
Before a loan is approved, a professional appraiser will need to determine the property’s market value. At the same time, we’ll conduct a title search to confirm the property’s rightful, legal owner. To make the process simpler for you, our team will coordinate this for you. We also recommend you schedule a professional home inspection to examine a home’s physical structure and systems.
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Lock a rate
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Get loan approval
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Schedule closing
Step 3: Underwriting
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Our team will review your loan and any other documents while working through any additional questions. You can use our Home Loan Tracker to check on your loan’s progress, provide additional documentation and directly message your loan officer with any questions you may have. Once approved by our underwriting team, it’s time to schedule your closing.
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Lock a rate
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Get loan approval
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Schedule closing
Step 4: Closing on the Loan
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There should be no surprises when it comes to closing. At least 3 days before your closing, we will securely email your closing disclosures detailing loan terms and conditions, plus listing all the costs and fees you’ll be expected to pay when you sign your paperwork. On closing day, you can digitally sign many of your documents online with just a few clicks and pick up the keys.
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Closing disclosure
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Closing costs and cash needed to close
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Take ownership
Step 5: Settle in and Relax
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You did it! Now it’s time to celebrate by inviting friends and family over for a housewarming party or to check out your renovations. Let the memory making begin!
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Unpack, organize, and settle in
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Meet your neighbors
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Share your excitement with friends and family
