How a HomeStyle/Choice Renovation Loan Works
These flexible renovation loan options let you finance both your home purchase (or refinance) and improvement costs in a single mortgage — meaning:
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One application
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One closing
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One simple monthly payment
It’s a convenient way to turn your dream home vision into reality, all while keeping your financing streamlined and stress-free.
What are the Benefits of a VA loan?
With a HomeStyle or Choice loan, you can finance a wide range of home improvements alongside your mortgage. Eligible upgrades include:
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Interior or exterior renovations
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Landscaping enhancements
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Fencing installation
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Adding a deck or patio
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Installing an in-ground swimming pool
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Expanding your home with additional square footage
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Building an accessory dwelling unit (ADU)
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Upgrading electrical, plumbing, or HVAC systems
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Making structural repairs
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These loans are ideal for increasing your home’s value, comfort, and personal style—whether you’re updating a starter home or transforming your forever home.
How the LendComet renovation process works
At PrimeLending, we make your renovation process straightforward and stress-free from beginning to end:
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Get qualified with a local loan officer.
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Plan your upgrades with your contractor and appraiser to outline the scope of work.
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Finalize your loan, including renovation costs.
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Close on your home and let the renovations begin.
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Funds are held in escrow and disbursed directly to your contractor as work is completed.
With this approach, you don’t have to manage multiple payments or track timelines — we handle the coordination so you can focus on enjoying your upgraded home.
Why choose PrimeLending?
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Personalized guidance from local loan experts
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Smooth, streamlined renovation process
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Trusted nationwide by thousands of homebuyers
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Flexible renovation loan options tailored to your goals
At LendComet, we help you transform your vision into a home you truly love — all while keeping the process simple and stress-free.